Local real estate services provided by:

CENTURY 21 CITYWIDE
4729 E. UNION HILLS DRIVE #103
PHOENIX, AZ 85050

 

602.569.3600

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©2019 Century 21 Citywide. All rights reserved.

CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Century 21 Real Estate LLC fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Listing information is deemed reliable, but is not guaranteed accurate.

Homebuyer Assistance

Downpayment Assistance

Home in Five Advantage Program

Key Points of the Home in Five Program

The Home in Five Advantage program helps low and moderate-income individuals and families buy a home in Maricopa County.​

 

Qualified homebuyers receive up to 7 percent assistance for downpayment and closing costs, plus a loan with a competitive interest rate.

Additional 1% Assistance is Offered to Police, Firefighters, EMT, US Military Personnel, Veterans, K-12 School Teachers and income-qualified individuals who earn up to $36,450 annually.

HomeBuyers Get Up to 7%
Eligible Individuals Get 1% More 
Borrowers:
  • Minimum FICO credit score of 640

  • Annual income up to $105,000

  • Debt to Income ratio up to 50%

  • Occupy the home as principal
    residence within 60 days of closing

  • Complete Homebuyer education

Homes:
  • Located in Maricopa County

  • A new purchase (no refinancing)

  • New or existing houses,

  • condominiums, or townhouses

  • The Purchase price is not limited

How to Qualify for Home in Five
How Home in Five Advantage Works
  1. Use a realtor at Century 21 Citywide to find a home that meets the program requirements.

  2. Connect with and apply for a home loan through a Participating Lender to see if you are eligible for the program. Participating lenders will provide homebuyers with details for applying and the Annual Percentage Rate (APR).

  3. Get approved!

  4. Attend a homebuyer education course through a HUD-approved housing counseling agency.

  5. At closing, receive down payment assistance (thousands of dollars toward the purchase of your home).

FIND OUT IF YOU QUALIFY: