Home in 5 Down Payment Assistance Phoenix

Home in 5 Down Payment Assistance Phoenix

[siteorigin_widget class=”SiteOrigin_Widget_Headline_Widget”][/siteorigin_widget] Are you trying to make that American Dream a reality? Are you tired of endlessly paying rent? Good news there is down payment assistance in the Phoenix area. The opportunity for you is here and now.  In Maricopa County, the Government sponsors a homebuying program entitled Home in 5.  This unique offer allows most homebuyers to receive 3% of … Read More

Is Housing More Affordable? YES.

Housing Affordability

[siteorigin_widget class=”SiteOrigin_Widget_Hero_Widget”][/siteorigin_widget] [siteorigin_widget class=”SiteOrigin_Widget_Headline_Widget”][/siteorigin_widget] With both home prices and mortgage rates increasing this year, many are concerned about a family’s ability to purchase a major part of the American Dream – its own home. However, if we compare housing affordability today to the average affordability prior to the housing boom and bust, we are in much better shape than most … Read More

Home Lending Standards 2018 Too Loose…or Too Tight?

Mortgage Credit Availability Index Infographic

[siteorigin_widget class=”SiteOrigin_Widget_Slider_Widget”][/siteorigin_widget] [siteorigin_widget class=”SiteOrigin_Widget_Headline_Widget”][/siteorigin_widget] Home Lending Standards With home values appreciating at record rates, some are concerned that we may be heading for another housing bubble like the one we experienced a decade ago. One of the major culprits of that housing boom and bust was the loosening of standards for mortgage credit. In a study done at the University … Read More